Finances

For decades, healthcare in America has been a hotly debated topic. The cost of healthcare was skyrocketing, leaving many Americans unable to afford even basic medical care. In 2010, the Affordable Care Act, also known as Obamacare, was signed into law with the aim of making healthcare more affordable and accessible for all Americans. While the law has faced its fair share of criticisms, it has also made significant improvements in the healthcare system.

Getting a bank account and card is one of the most exciting parts of growing up. Unfortunately, it can be difficult to tell when your child is ready for this step. If you're grappling with this decision, here are five ways to tell when your child is ready for a debit card.

Infant car seat? Check! Breast pump? Check! Collapsible stroller? Check! No doubt you’ve been anticipating your baby’s needs with much joy and making lots of purchases in advance of your little one’s arrival. But there’s one purchase you may not have considered. It’s an investment no parent relishes because it makes us think about the unthinkable. I’m talking about life insurance. It’s your baby’s safety net should tragedy strike. It’s a critical responsibility you truly owe your little one (or ones) to take on. It can also be part of a smart financial plan, that can benefit you while you’re living. So let’s learn a little more about it. Having a basic understanding of how life insurance works can help you choose the best policy life insurance policy for your family.

When you’re saving up for the perfect home for your family the process can seem downright daunting. Starting to save from nothing, especially if you have some debt, can be so overwhelming that it can discourage you from following through. But you don't have to let fear win! If you make a plan and organize your finances, it is absolutely possible to save money and eventually purchase what your heart desires. Saving money is a marathon, not a sprint. Check out these tips, and you will be off to the races (and your new venture) in no time. 

Taking care of your family is your number one priority. From their health to their needs, you concern yourself a great deal with making sure your family is provided for in every way possible. But this does not mean that it is easy or always clear the best way to take care of your family, especially when finances are involved. So, here are some ideas of ways you can further support your family financially. 

Parents encounter many challenges, and saving money is one that many families face. It sometimes seems that expenses come out of the woodwork when raising children. If you are trying to watch your family's budget, keep these five things in mind.

Parents encounter many challenges, and saving money is one that many families face. It sometimes seems that expenses come out of the woodwork when raising children. If you are trying to watch your family's budget, keep these five things in mind.

Are you expecting a new addition to your family in the near future? Perhaps you've struggled during your life and your thoughts have drifted to your new child, wondering if they will have to deal with the same situation.

Having a baby is a daunting task, especially if it's your first one. Whether you adopt or are having one yourself, you are now in charge of keeping a little human alive, caring for it every day and helping to shape it so it grows into a happy, independent, well-adjusted adult. No pressure, right?

Many new parents find themselves in a pinch once the new family members arrive. It could be due to unforeseen circumstances or simply poor planning. This can lead to a need to downsize, cutting back on certain guilty pleasures, or turning to extended families for hand-me-downs. Even if you need to save money or cut back on certain things, you can still create a plan that will quickly become second nature. It also does not mean that you have to give up everything that makes you happy. A good balance will help you feel more confident about your finances while still enjoying a guilty pleasure or two. However, if you are feeling overwhelmed—we’ve got you covered. Follow our money-saving ideas for new parents and breathe a sigh of relief.

1.  Create a Budget and Stick to It

New parents quickly realize how expensive it is to take care of an infant. Think diapers, formula, and visits to the pediatrician. These few things are only the tip of the iceberg, and